News

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Here’s the story of ten real estate attorneys getting ready to embark on their holiday journeys…

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A University of South Carolina School of  Law graduate, Will Starnes joined our Columbia office in 2018. Will’s practice focuses on residential real estate transactions and estate planning. Will is a member of the Richland County Bar Association and the South Carolina Bar Association (Young Lawyers Division). Will is also a 3L mentor at the University of South Carolina School of Law’s NMR&S Center on Professionalism. Learn more about Will :

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A University of South Carolina School of  Law graduate, Katherine Colhoun now practices real estate and probate law in MGC’s Charleston office. Prior to joining MGC, she practiced law in the area of securities fraud litigation. Katherine is a member of the Charleston County Bar Association. Learn more about Katherine:

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COLUMBIA, SC – The McAngus Goudelock & Courie Real Estate group (MGC Real Estate) is pleased to announce the inclusion of three attorneys in Charleston Business Magazine’s 2020 Legal Elite of the Lowcountry, Greenville Business Magazine’s 2020 Legal Elite of the Upstate and Columbia Business Monthly’s 2020 Legal Elite of the Midlands.

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Ellis Forest practices real estate law in MGC’s Greenville office. Before attending the University of South Carolina School of Law, he was a real estate broker. Prior to joining MGC, Ellis worked at First American National Commercial Services as a title insurance underwriter and transaction counsel. Learn more about Ellis:

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The standard practice for closing attorneys to check the buyer and seller’s photo identification at closing provides a safeguard against any potential forgery and fraud – not to mention, the majority of lenders require that photo identification of borrowers be reviewed and photocopied at closing. Specifically, the loan closing package will often include a form requesting the type of ID presented at closing, as well as the issuance and expiration date. In addition to providing the requested information, the closing attorney must also certify that he or she has personally viewed the borrower’s photo ID and reasonably concluded the identity of the borrower.

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A University of South Carolina grad, Sarah Fuentes joined MGC’s Real Estate group in 2015. She’s a member of the Richland County Bar Association, and is the former president of the Palmetto Land Title Association – an organization that educates and advocates for issues relating to practices on local, state and federal levels. Learn more about Sarah:

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So, you’re buying a home in the great state of South Carolina – congratulations! I’m sure one of the reasons you’re moving here is the weather. Winters here are mild and a little wet – this means the ground doesn’t freeze. While that’s great for late-blooming flowers and outdoor plants, it’s not so great if your house is made of wood. Termites in South Carolina don’t take the winter off; they might be less active than in the spring, but they never really go away.

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A Horry County councilman for District 3 in Myrtle Beach and Carolina Forest, Dennis DiSabato joined MGC’s growing Myrtle Beach practice last year. A graduate of New York Law School, Dennis is a certified circuit court mediator, former president of the Carolina Forest Civic Association, former president and chairman of the Board of Directors for the Coastal Carolina Sertoma Club as well as a member of the Myrtle Beach Area Chamber of Commerce. Learn more about Dennis:

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In South Carolina there is an annual property tax on real estate that is a major source of revenue for counties and the state; revenue from property taxes is used to fund public schools, emergency services, public libraries and other county and state services made available to the public. Property tax bills are calculated by multiplying the Fair Market Value by the assessment ratio, which is then multiplied by the millage rate. There are actually two different assessment ratios at which real estate can be taxed: a 4% primary residence rate and a 6% secondary residence or investment property rate.

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A former high school teacher, assistance football coach and Charleston School of Law grad, Chris Digby joined MGC’s Charleston office in 2018 with a eclectic background. In 2019, he took his practice to Summerville – opening the firm’s eighth location. Chris is the president of the Summerville High School Athletic Club, and a member of the Coach Louis Mulkey Scholarship Committee, Summerville High School Improvement Council and South Carolina Basketball Officials Association. Learn more about Chris:

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If you have closed on a new home or simply refinanced a mortgage recently, you most likely signed a loan document at closing that authorizes your lender (or the bank to whom your lender sells your mortgage) to verify your credit information after closing. (more…)

A University of South Carolina grad, David Ross joined MGC in 2007 and grew the Real Estate group into a state-wide, full-service practice over the course of 13 years. Did you know that David has been named in Columbia Business Monthly’s Legal Elite of the Midlands for Residential Real Estate seven times, receiving the top attorney vote each time? Learn more about David:

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What is title insurance? Why does my lender want it? Do I need it? How much does it cost? Are there different types?

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So, you’ve decided to buy a house. During the purchasing and closing process, you’ll hear a lot of terms that you may be unfamiliar with – here are five important ones to get you started:

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